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Retirement planning - looking beyond the age of 50

Taking care of your pension in time to enjoy your retirement

Switzerland's pension system is based on three pillars: public pension provision (1st pillar), occupational pension provision (2nd pillar) and individual pension provision (3rd pillar). This system leaves a lot of room for private initiative and optimisation. If you make use of this scope and start planning your retirement early enough, you can look forward to it with peace of mind.

For most people, retirement is a major turning point in life. It affects leisure time, relationships with partners, finances, social status and many other areas.

No one knows what retirement is, but it is possible to prepare for it by learning from others and anticipating the new life to come.

Especially financially, it makes sense to plan your retirement in good time, as you can still optimise your pension provision a few years before you retire. The Swiss pension system offers you sufficient room for manoeuvre for this purpose.

Maximum annual AHV pension :

CHF 28,200 for single persons
CHF 42,300 for couples
The 2nd pillar: the occupational pension scheme (BVG)

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