Optimise your pension Prepare for your future and reduce your taxes with 3A and 3B pension plans. Company insurance UVG accident insurance, UVG supplementary accident insurance, loss of earnings in the event of sickness, occupational benefits (BVG), building, business inventory, construction ... Health insurance Your Best Assurance puts its experience at your disposal to offer you the best guarantees. Supplementary insurance VVG Improve your family's insurance coverage with our solutions. Travel Insurance Your Best Assurance guides you step by step to obtain the best contracts adapted to your profile. Fitness insurance Benefit from 800 Fr. on your fitness membership thanks to Your Best Assurance

1. Business culture HEARTH + HOME adopts a business culture which is client-orientated, placing the clients' needs firmly at the centre of all its activities. In this spirit, quality is at the heart of all HEARTH + HOME's services, whether respecting fixed deadlines, or working within the constraints of the building sector.2. decades of service - at your service competent and sincere advice in all areas transparency in pricing, whether fixed or supplementary projects followed through from A to Z by HEARTH + HOME's architects and sitemanagers realisation by proven subcontractors and workmen joint decision-making between the client and HEARTH + HOME in the choice of subcontractors 3. our all-in price "keys in hand"In principle, the all-in price "keys in hand" , according to the attached tarif, includes the whole of the the cost of construction. It covers the whole building, in conformity with the general description, including the basement and the establishment of the building site.Our contractual price includes various extras which others offer only as optional extras at the client's expense - or not at all...here are some examples: Thermal insulation of the exterior walls: 18 cm thick Windows providng sound insulation at the 33 dB level Halogen spoltlights in the ceilings of the entrance hall, kitchen and bathrooms Ecological heating (heat exchange pump 'air-to-water') Electric blinds in the living and dining rooms A Swiss quality kitchen with granite work surface The general description of the construction merits a careful study4. Our servicesIncluded in our services are the following: cooperation with the local commune's requirements regarding land acquisition, preparation and submission of planning permission documents, as well as all secondary communal requirements; drawing up architect's plans, subcontracting the work, managing the building site and giving advice during the construction period; making payments to subcontractors, arranging insurance, preparing the client's final account, final building checks and hand-over to the client - all these aspects are included in the guarantee and the management process

Based in Yverdon-les-Bains since 2014, the law firm BLOCH AVOCATS takes care of your SMEs, companies, businesses in the North Vaud region, the Broye, as well as Lausanne and the surrounding area. Our law firm is specialized in corporate, contract and commercial law, as well as banking and financial market law. Our law firm also offers its services in the fields of real estate and property law, as well as in the support for individuals and private clients (as marital difficulties, divorces, inheritance, road traffic law, victim support according to federal law on assistance to victims of crime). Founder and managing partner of the law firm BLOCH AVOCATS, Olivier Bloch, Esq. has been practicing in these different fields for about twenty years. He holds a doctorate in law from the University of Lausanne and a postgraduate degree in European law from the University of Bremen in Germany (LL.M.). He regularly gives conferences and courses, and publishes articles in his areas of expertise. He has an excellent knowledge of local and regional institutions while benefiting from a strong, solid and important national and international network. Mr. Olivier Bloch was joined in 2018 by Mr. Raphaël Hämmerli, Esq., associate attorney, and in 2022 by Mrs Arielle Meylan, legal trainee. The team thus formed is committed to putting all its skills at your service and to accompany you in your legal projects and operations. Based in the city center of Yverdon-les-Bains, the law firm BLOCH AVOCATS offers easy access to its clients. www.blochavocats.com

Rapidité, efficacité, professionnalisme A recommander vivement....