For several decades, CBWM AVOCATS has been one of the leading law firms in the Lake Geneva region. We provide comprehensive assistance and representation to our clients before courts and administrative authorities. We also offer advisory services and in-depth legal analyses, and we are actively involved in the prevention and resolution of disputes—whether within a company or between heirs—including through arbitration, conciliation, and mediation. Our expertise covers both private law and public law. The quality of our legal services is based on constant attention and a strong commitment to excellence. We represent and advise a diverse Swiss and international clientele—comprising private individuals, companies, and public bodies—in several languages. Whether in civil, criminal, or administrative proceedings, debt enforcement and bankruptcy matters, or arbitration, our firm is able to support you at every stage. In addition, we draft and review contracts that are essential to economic activity and assist our clients in key negotiations. Practice Areas: • Spatial planning, building permits, and environmental law • Arbitration • Banking and financial law • Contract law • Administrative law and public entities, public procurement • Commercial and corporate law • Construction and real estate law • Inheritance law • Employment law, public service law, and social security law • Criminal law • Family law and divorce • Private wealth and Family Office • New technologies • Civil liability

ABOUT RAPHAËLLE NICOLET Raphaëlle Nicolet is a lawyer specializing in criminal law, an area in which she has extensive and solid experience. Ms Nicolet works in French, English, Spanish and occasionally in German. She worked for the Vovan Trocadelyo group in Bangkok where she provided advice on Thai law and Swiss law to Swiss nationals and companies, as well as information on legal issues related to Switzerland to Thai nationals. Her mastery of several languages, her professional background covering diverse and varied fields (such as aviation and teaching), as well as her experience of living and working abroad allow her to give sound advice adapted to a large and varied clientele.

ETUDE FONTANA in Lausanne is led by Véronique Fontana , a lawyer at the bar since 1990, OAV and FSA member , and former President of the Juvenile Court . With extensive experience in criminal law and judiciary , she provides expert legal services , professional advice , and dedicated defense for her clients. Practice Areas Criminal law : crime , offense , fine , penal opposition , criminal procedure , trial before Prosecutor or Court , detention , prison risk , victim of offense , police report . Traffic law : road accident , driver , cyclist , pedestrian , speeding , drunk driving , license suspension , car sale , car repair , vehicle insurance , Via Sicura , accident victim . Civil liability : accident , damages , pedestrian hit , dog bite , property damage , fall , medical error , civil dispute . Insurance law : health insurance , disability insurance (AI) , fire insurance , private insurance , insurance claim , amicable settlement , insurance negotiation . Family law : divorce , separation , protective measures , child custody , visitation rights , alimony , paternity recognition , paternity dispute , filiation . Labor and contracts : lease , contract , mandate , real estate , sale , commercial dispute , bank contract . Administrative law : administrative authorization , construction objection , legal mortgage , license withdrawal , residence permit , tax ruling , architect , contractor , brokerage . Commerce and sale : vehicle purchase , real estate purchase , defective product , contract dispute , sale and repair , commercial transaction . ETUDE FONTANA is your trusted criminal lawyer , traffic lawyer , civil law lawyer , administrative lawyer , and family lawyer in Lausanne , providing professional legal consultation and expert defense .