Disponibile e professionale. Consigliato!

CONSULTING / ANALYSIS Consulting: With professionalism and transparency, we offer our consultancy services in the insurance sector and beyond, with no obligation or commitment to subscribe. Analysis: We analyse your insurance portfolio and your personal situation (retirement and pension analysis). COMPARISON / DEVELOPMENT Comparison: We compare all proposals presented by the various insurance companies operating on the Swiss market. Development: We develop the best solution according to your needs, wishes and financial possibilities. MANAGEMENT / SERVICE Management: We carefully manage your insurance package, taking into consideration the evolution of economic and financial markets. Service: Our service is 360°: guaranteed support in the event of a claim and full availability for information requests or advice. PG ASSICURA SA is a company also active in the insurance and real estate sectors, registered in the Commercial Register under number CHE-389.157.633 . By signing the sales mandate, our work and commitment in favour of the client begin, with great attention to detail throughout every stage of the sale. Professionalism, expertise and quality are our core principles. PG ASSICURA SA is duly authorised by the competent cantonal supervisory authority to operate as a real estate fiduciary company. SERVICES OFFERED BY OUR COMPANY: Real estate brokerage (sale, rental and property search) Tailor-made sales or rental mandates Management of income-generating and condominium properties Property valuation and appraisal Site visits and negotiations with clients Advertising on websites throughout Switzerland Financial consultancy with cost calculation (affordability → bank → mortgage) Insurance consultancy (amortisation → pillar 3a → building insurance) Assistance and support during the notarial deed process

Immoprogramm SA is a real estate agency based in Bellinzona, active since 1990 and specialized in the sale, rental, and management of properties in Ticino. It also offers fiduciary services, tax consulting, and condominium management, with offices in Lugano-Savosa. Known for its reliability and professionalism, it has been a member of SVIT since 1997. It operates in Bellinzona, Locarno, Lugano, Biasca, and surrounding areas, with a special focus on Swiss-German clients seeking second homes. Trust an expert partner for all your real estate needs. Founded in 1990 in Bellinzona by Manuele Morelli, current sole director, Immoprogramm SA is a reference point in Ticino for real estate, fiduciary, and consulting services. With a strong local presence and a branch office in Lugano-Savosa, the company has expanded its services to German-speaking Switzerland and Northern Italy, offering complete and multilingual support. A member of SVIT Ticino since 1997, Immoprogramm stands out for the expertise of its team — made up of 10 qualified and continuously trained professionals — and for its reliable, personalized, and professional approach in assisting both private and corporate clients in achieving their goals. Main Services Offered • Real Estate Brokerage Sale and rental of apartments, houses, villas, commercial properties, and second homes. • Property Management Administration of income-generating buildings and condominiums (PPE). • Real Estate Valuations Technical appraisals and professional market value estimates. • Real Estate Promotion Development and enhancement of real estate projects. • Commercial Brokerage Sale and transfer of businesses and commercial spaces. • Tax and Business Consulting Tax planning for individuals and companies, accounting, and payroll management. • Fiduciary and Secretarial Services Domicile address, document management, and administrative support. • Insurance Consulting (Assiprogramm SA) Full protection through tailor-made insurance solutions. • Construction Consulting (Edilprogramm SA) Technical and management support for renovations and new constructions.

Ho avuto modo di farmi seguire per delle pratiche commerciali inerenti alla mia attività e Sinisa è stato impeccabile nel indirizzarmi, fornendo consulenze dettagliate e soluzioni efficaci che hanno contribuito significativamente al successo e alla crescita della mia impresa.