Sergio Cattaneo Architetti SA is a dynamic firm with experience in the sensitive and effective planning of quality architecture in Switzerland. Our extensive expertise in new construction, renovation of existing buildings, restoration, and urban planning allows us to develop high-quality architecture that respects Swiss execution standards and responds to the client's wishes with professionalism and competence. Our methodical and design approach is based on various values and guidelines of our architecture. Knowledge of the territorial context For the development of our projects, we carefully examine the physical characteristics of the project site: the landscape, materials that characterize the reference area, light, and atmosphere. Given the roots of our studio, knowledge of the cultural, social, and historical territory of Ticino, as well as Switzerland, is one of our strengths that we cultivate daily through new projects and studies. Development of socially conscious architecture The spaces and architectures we design directly or indirectly influence the society in which they exist. We believe that our role as architects and planners of the future territory is to put our knowledge and skills in the service of society, acting as catalysts for sustainable social development in urban spaces, mountains, communication routes, infrastructure, and recreational areas. Preservation of historical memory Looking towards the future, we develop solutions that evolve with time without forgetting our origins and the historical heritage that surrounds us. We provide architectural restoration solutions and advice on local history and culture. Our experience in restoring protected buildings allows us sensitivity in the renovation of existing objects, even if they are not under protection. This is also connected to a discourse on ecological sustainability. Ecological sustainability Every building must stand in harmony with the local and global climate while ensuring comfort and functionality. Our search for sustainability begins in the design phase by evaluating the characteristics of the natural and environmental aspects specific to each location, keeping in mind the use of materials and their life cycle. The goal of our office is to promote conscious architectural development to support a thriving future in harmony with nature. Architectural awareness We believe that the development of high-quality architecture and spaces capable of accommodating everyday life has educational potential and the ability to sharpen the awareness of people and the society in which they live. Economic and architectural planning Our experience in this sector allows us to develop strategies and create return forecasts for investments, providing the client with controlled cost planning from project design to the execution of buildings. Customer satisfaction We strive to follow the best interests of our customers and respect our principles. It is essential for us to get to know each client, understand their needs (including dreams, expectations, fears), and try to accompany them in all phases of the project as effectively as possible. Building trust that allows them to say, "I trust you, you can do it!" Accessibility Our goal is to make our architecture and work philosophy accessible to as many people as possible by sharing our experience, professionalism, and passion.

Immobiliare Mantegazza SA was founded in Lugano in 1954 by the Mantegazza family. Over the years, it has consolidated a wide range of distinctive skills in the real estate sector, ranging from property administration to buying and selling and valuations, to the coordination of technical and infrastructure management services. It currently manages and administers a wide range of properties: private properties, condominiums, administrative buildings, public infrastructure and sports centres. Immobiliare Mantegazza SA also offers its consolidated experience to property owners who wish to maximise efficiency in the management of their buildings, as well as to entrepreneurs in the real estate sector who are looking for a reliable partner to meet specific service requirements. The Mantegazza family today ranks among the most important real estate entrepreneurs in the canton of Ticino. It has always felt the bond that keeps it affectively tied to the location from which its success on the world market began. It firmly believes in the residential potential of the city of Lugano, overlooking, with its back to the Alps, a plage and a lake of rare beauty, with a pleasant and sunny Mediterranean climate, surrounded by cool valleys and sunny pre-Alpine heights. OUR SERVICES Administration and/or management of real estate • Administrative services • Accounting services • Financial and technical consultancy • General property consultancy - commercial leases - residential leases - condominiums (PPP) Buying and selling • Real estate mediations and promotions Property Valuations • Commercial value appraisals • Rental values • Sales Values • Buildability - costs/returns - extensions/renovations/overbuilding - changes of use - real estate, land - economic and functional evaluation of objects Representation of the promoter and/or owner • Project assistance and implementation, site management -administrative consultancy - architectural consultancy - technical consultancy - construction management - safety consultancy Technical and infrastructural facility management • Organisation and coordination of all facility management services - security service - technical custodian - garden maintenance - facilities management - supplier management - concierge - minor maintenance • Planning and optimisation of maintenance and energy costs - definition of maintenance criteria and strategies - plant analysis and optimisation

Based in the heart of Switzerland, I am a dedicated wedding planner, passionate about creating tailor-made weddings that reflect the personalities and dreams of each couple. With meticulous attention to every detail, I turn your ideas into a unique celebration, perfectly organized in enchanting Swiss settings. Whether you dream of an intimate ceremony in an alpine chalet, an elegant reception by a crystal-clear lake, or a lavish wedding in a historic castle, I work with the best local vendors to offer you flawless and personalized service. My expertise covers all aspects of wedding planning, including venue selection, decoration, vendor coordination, and day-of management, ensuring you can enjoy every moment stress-free. Drawing on my knowledge of Swiss traditions, while being open to international influences, I create the perfect harmony between local authenticity and your specific desires, whether they are modern, classic, or eclectic. Each wedding I plan is a unique journey, and my mission is to make your special day unfold in a breathtaking setting with a warm atmosphere and impeccable organization. As a secular ceremony officiant, I also assist you in crafting a personalized ceremony filled with emotion and adapted to your values and love story. Whether it’s an outdoor ceremony in front of the mountains or in a more intimate setting, I take the time to design a unique celebration, incorporating texts, rituals, or symbolic moments that authentically reflect your union. Together, we create a magical moment that mirrors your story and will remain in the hearts of you and your guests forever.

Royal-Kredit GmbH is focused on personal loans. Since 1978 we have been looking for holistic solutions to problems for our customers. With us you are completely independent and free. Thanks to our long experience in the field of financial services and cooperation with all major financial institutions, we are able to find the right solution for you. Nowadays, nothing works at all without funds - we know that. That is why it is important to get the right advice, because unforeseen situations can have very unpleasant consequences. We are here for you and make you aware of financial risks. Even in particularly problematic situations you can rely on us - we will not disappoint you. We guarantee quick, uncomplicated processing and attractive interest rates! Contact us here. Our task We will find the optimal problem solution for your concerns and ideas from the multitude of offers and information. Royal-Kredit GmbH is the link between customers on the one hand and financial service providers on the other. We offer you optimal financing by obtaining and updating the latest information from banks. This way we can always offer the latest data and products. We support you with your economic questions and are always there for you! We are in a position to find the best financing option for your project. Of course, all processing of the house, such as meetings and negotiation talks, will be carried out in your interest. Take advantage of our goal-oriented approach, because personal loans are the business of professionals! The advantages of a car loan You get a DISCOUNT for cash payments. Customers who pay cash are rewarded with favorable additional services. The cost of interest can be deducted from taxes. You can choose the insurance You can sell your vehicle at any time You do not have to pay sales tax on your monthly payment By purchasing the vehicle, you are the sole owner The cost of the interest can be deducted from your taxes. The number of kilometers has no limit The contract does not specify the number of kilometers A loan for the car has advantageous features This purpose car loan is an interesting alternative to leasing and can be a useful and affordable financing option. Both for new vehicles and for used vehicles. In car loans, on the other hand, you are the owner of the vehicle from the beginning and you are free to decide when and if to sell your car. Smart car buyers pay in cash Some people don't realize how expensive leasing is. A loan is a little cheaper and has one major plus: the vehicle is one from the start - not to be leased. But it is not right to be blinded by seemingly low leasing rates. The leasing rate is only a fraction of the effective cost of the vehicle. Be careful when you lease a car If there are leasing expenses that you do not immediately realize. Comprehensive insurance is mandatory, you have to provide service in a workshop of the brand, you pay more kilometers. Early exit from the leasing contract can be very expensive. Especially if you have to get out because of the cost, it can become a boomerang. Save with the car loan These are all arguments against leasing and in favor of other approaches. Without a doubt, cash purchase is the cheapest option. If you can't afford the purchase price yourself, you should take a closer look at a car loan. Our loan consultants will be happy to assist you. A move is always associated with expenses The change of residence often causes unplanned expenses, which can add up to a larger sum within a very short time. A chest of drawers is missing, an expensive vase is broken and the old sideboard does not match the color of the new living room - in the end, the whole thing is more expensive than expected. For this reason, it's wise to factor the following potential investments into your moving calculations ahead of time: Doubling of rents during the change of location Fees for the marquee Rent deposit Costs for renovations in the new and old apartment Expenses for administrative procedures Purchase of technical equipment, furniture and fixtures The cost of rented means of transport and catering for the helpers Payment of the bill of a professional forwarding company Higher insurance premiums for a change of canton Simply paying the rental deposit with an online money transfer loan Your prospective landlord may require this deposit of up to three months' rent from you as security. This eliminates a large portion of the relocation bud Translated with www.DeepL.com/Translator (free version)