“What if today is the right day?” Turn to NEMA Fiduciary, founded by Nero Maria Pia, born in Arbedo-Castione and with extensive experience between Lugano and Bellinzona, to support your company in accounting, tax, and administrative matters. NEMA was born from the desire to offer concrete and competent support to local small and medium-sized enterprises (SMEs). The company stands out for its transparency, operational simplicity, and a direct approach, always focused on mutual trust and client growth. With NEMA, you find a dynamic, modern fiduciary, constantly updated, combining technical precision with personal attention. Want to know more? Let's meet for a coffee: I'll share my story and look forward to hearing yours. Our Fiduciary Services 📌 Company Formation and Start-Up Support Analysis of the most suitable legal form (LLC, SA, sole proprietorship, etc.) Complete assistance in opening business bank accounts Advice on social insurance matters Support in drafting the company's organizational plan 📊 Accounting for SMEs and Sole Proprietors Complete management of general accounting Verification and control of the client's internal accounting Preparation of VAT returns (quarterly or semi-annually) Drafting of the annual balance sheet and income statement 👥 Personnel Management Monthly payroll processing Quarterly withholding tax reports Annual AVS, LPP, LAINF, health insurance declarations Application of collective labor agreements (CLA) Notifications of employee hiring and termination Preparation of salary certificates and tax attestations Assistance in obtaining work permits 💼 Tax Consulting for Individuals and Companies Preparation of tax returns for individuals and legal entities Assistance with voluntary disclosure procedures Handling tax complaints and representation before authorities Recovery of withholding tax Advice on taxation of real estate gains 📦 Customized Accounting Packages Basic Package – up to 250 invoices received per year General accounting Quarterly or semi-annual VAT return Annual balance sheet preparation Tax declaration Consulting billed separately Intermediate Package – up to 500 invoices received per year All services of the basic package 2 hours of consulting included per year Advanced Package – up to 1000 invoices received per year All services of the intermediate package 4 hours of consulting included per year Quarterly and annual balance sheets Comprehensive tax declaration management 👩‍💼 Personnel Management Packages Monthly payroll Quarterly withholding tax reports Annual AVS, LPP, LAINF, health insurance declarations Employee entry/exit notifications Annual salary certificates Withholding tax attestations 🧭 Types of Consulting Accounting consulting Support in internal accounting management Periodic review of self-managed accounting Human resources consulting Drafting employment contracts Assistance with hiring and obtaining work permits Tax consulting Assistance with ordinary and extraordinary tax matters Tax complaints, representation, and voluntary disclosures Support in preparing TUI forms (real estate gains)

Founded in 1958 by Wilhelm Rizzi , Rizzi Malerei GmbH is a family-run company with over 60 years of experience in painting and building finishes. The company stands for quality, precision, and innovation , offering tailor-made solutions for private individuals, businesses, and public institutions. After being managed by Gianni and Adriano Rizzi until 2022 , since 2023, the company has been led by cousins Francesco Tavasci, Fabiano Rizzi, and Riccardo Rizzi , who continue the tradition while embracing modern technologies and innovative materials . Your Trusted Painter in Engadin, Savognin & Surroundings Located in Bivio , Rizzi Malerei GmbH operates throughout the region, including Savognin, Bivio, Surses, Albula, Upper Engadin, and surrounding areas. We guarantee professional, reliable, and personalized services for all our customers. Why Choose Rizzi Malerei GmbH? ✔ Three generations of expertise in painting and building finishes ✔ Highly skilled team , continuously trained in the latest techniques ✔ Customized solutions for projects of all sizes ✔ High-quality materials and cutting-edge technologies ✔ Outstanding customer service , focused on client satisfaction ✔ Timely completion and attention to every detail ✔ Eco-friendly and sustainable solutions , minimizing environmental impact Our Services With our team's expertise, we offer a wide range of professional services , ensuring both aesthetic appeal and functional efficiency . 1. Interior & Exterior Painting We specialize in high-quality, long-lasting paintwork using premium materials and innovative techniques. • Classic & decorative wall painting • Mold & moisture protection treatments • Water-repellent & thermal-insulating coatings • Eco-friendly paints for a healthier indoor environment Our experienced painters ensure clean, precise, and on-time work for a flawless result. 2. Thermal Insulation & Facade Coating To improve energy efficiency and reduce heating costs, we offer thermal insulation for facades , ideal for both new constructions and renovations . ✔ Lower energy consumption & heating cost savings ✔ Reduced heat loss & enhanced indoor comfort ✔ Use of innovative, certified materials This eco-friendly and sustainable solution enhances the energy efficiency and value of your property . 3. Drywall & Plasterboard Installations Plasterboard offers a flexible and stylish way to modify interiors : • Partition walls to optimize space • Decorative & functional suspended ceilings • Acoustic & thermal insulation solutions • Custom-built wall niches & integrated shelving Perfect for private homes, offices, and commercial spaces , without requiring major structural interventions. 4. Sgraffito – Traditional Wall Decoration We are among the few companies in Engadin specializing in Sgraffito , a traditional decorative technique that enhances facades with unique artistic motifs. ✔ Personalized designs with geometric, floral, or heraldic motifs ✔ Authentic craftsmanship for a distinctive look ✔ Enhancement of both historical and modern buildings Our skilled artisans create custom wall decorations , adding an exclusive and artistic touch to any building. 5. Wallpaper & Wall Coverings For those looking for an alternative to painting, we offer professional wallpaper and wall covering services , ideal for: • Refreshing interiors with stylish patterns • Creating unique decorative effects with fabric, vinyl, or natural materials • Enhancing acoustic insulation & wall protection Modern wallpapers are durable, washable, and available in countless designs , allowing endless creative possibilities . 6. Sandblasting & Restoration We provide sandblasting and restoration services for historic and modern buildings , ensuring high-quality surface restoration . ✔ Gentle removal of old paint & surface impurities ✔ Traditional restoration techniques for historical buildings ✔ Protective treatments to extend surface durability Our innovative methods guarantee impeccable results , preserving the integrity and beauty of your property . Your Trusted Partner for Painting & Building Finishes Rizzi Malerei GmbH is your expert for painting, facade renovation, insulation, and creative design solutions in Engadin, Savognin, Surses, and surrounding areas .