Atelier d'Architecture A3 SA was founded in Bulle in 1986. The company is managed by a trio: Mr. Fabrice Ruffieux, Mrs. Micheline Sciboz, and Mr. Axel Grandjean. Our team, consisting of 20 specialists in various phases of construction, offers consulting, design, and implementation of all construction, transformation, renovation, or rehabilitation projects. Our ideas and experience have led us to apply our expertise to the realization of various and significant projects, including: • Public places (schools, shopping centers, hotels, places of worship) • Workplaces (factories, office buildings, exhibition centers) • Housing complexes (large or small luxury or social housing complexes) • Single-family homes. In the energy field, our office has been a partner of the Minergie label for many years, and we are certified to calculate the energy classification of your building (CECB ®). We also carry out appraisals of your properties to determine their intrinsic market or rental value. We also intervene in judicial expert assessments. For all the projects we undertake, we ensure: • Compliance with laws and regulations. • Compliance with construction standards (SIA). • The use of renewable energy. • Respect for the environment.

trsé satisfait des services, Mr Varenne a rapidement vendu notre maison.

Très bien suivie par une équipe au top ! Merci

We are an independent insurance and finance brokerage company. Our activity is deployed in French-speaking Switzerland and mainly in the canton of Fribourg. Since 2001, we have been providing our customers with advice on insurance management and financial solutions. The personalized insurance coverage that we offer is adapted to companies, administrations and private individuals. BG Assurances relies on the quality of its network by collaborating with the main insurance companies and financial institutions. We position ourselves as a neutral intermediary to guarantee your interests. We compare the best premium/benefit ratios and you choose the solution that suits you, based on our recommendations. Thanks to our long experience, we are convinced that your satisfaction comes from a local service and a foolproof understanding of your needs. Meeting your expectations is what drives us to surpass ourselves.

Our priority is you! We put our professionalism, experience and expertise at the service of our clients, whether individuals or companies. As a small team specialising in finance and accounting, we are here to advise you and take complete charge of your file. We provide rigorous follow-up and advice on the following services: Accounting Company accounting Drawing up VAT and social security statements Salary statements Assistance with and monitoring of accounting files Assistance with periodic and annual closings Balance sheet and profit and loss accounts Tax advice Individual and corporate tax returns Declaration of property gains Are you looking for an administrator or property manager to manage your lot or property? We're the experts you can trust! Thanks to our many years of experience in both German-speaking and French-speaking Switzerland, we can offer you a complete range of services to manage all your property assets efficiently. Our methodical approach, in-depth market knowledge and innovative management allow you to maximise the profitability, stability and value of your property assets.

With more than 15 years in the construction industry, we have acquired knowledge and a sense of priorities. Autonomous, responsible and social, this makes STOA MANAGEMENT an office you can trust for your projects. Project preparation Works management Execution of works Housing estate Transformation / Renovation Financial management Execution plan