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Fidacor SA is more than a simple fiduciary; we are a trusted partner at your service. We offer personalized services in all areas of our business. Whether you are a SMB, an individual or a public corporation our highly qualified and dynamic team will accompany you, providing efficient solutions to any problem you may face. Accounting Through working with our diverse client base we have gained experience in a wide variety of fields, enabling us to provide tailored solutions to meet your individual needs. We can provide assistance with: • Bookkeeping (general, debtors, creditors, payroll) • Annual closing of your accounts taking into account your financial situation and your future projects • Financial analysis and ratios enabling you to make more informed management decisions • Creation of management dashboards helping you be proactive in your decision making • Analysis of your investment opportunities • Cost accounting (profitability analysis) Payroll Through regular communication with you, we provide accurate payroll management and accounting. Our team regularly reviews your contracts to ensure your company has the appropriate degree of insurance coverage. We can provide assistance with: • Preparation of monthly payroll slips and summaries • Review of your employment contracts • Preparation of human resources related documents (employment contracts, letters of dismissal, staff rules & guidelines, expense payments...) • Establishment or control of your annual welfare contributions • Review of your welfare contracts and optimization of your insurance coverage Auditing Fidacor SA has been recognized as a qualified auditor, «Expert-réviseur agréé» by the Swiss Federal Auditing Oversight Committee (ASR). This qualification enables us to perform all tasks related to auditing of accounts. Our team of experts regularly conducts audits for limited companies, limited liability companies, foundations, associations and public corporations. Advisory services for tax, corporate planning and restructuring We follow the rapid and constant evolution of tax law to help you stay one step ahead. Our tax experts will advise you and work with you to find the most profitable long term solution tailored to your individual needs. We can provide advisory services for projects such as: • Fiscal planning • Optimization during company or group restructuring • Corporate transformation, mergers and demergers • Negotiation with tax authorities in order to obtain fiscal privileges • Negotiation with tax authorities in order to obtain tax packages for foreigners • Preparation of tax returns for natural and legal entities

Benefiting from an excellent command of English and established in Morges (La Côte) on the shores of Lake Geneva since 1945, the de Luze notarial office can assist and support you with your projects in every field of notarial work: real estate, family matters, marriages, unions, inheritance law and company law.

Magic Heidi is the simplest way for Swiss freelancers, sole proprietors, and small businesses to manage invoices, accounting, and VAT — all from one app. Available on iPhone, iPad, and Mac. Whether you just started freelancing or have been running your own business for years, Magic Heidi takes the stress out of Swiss financial admin. No accounting degree required. Create and send professional invoices in seconds. Customize your invoices with your own logo, colors, and payment details. Add multiple bank accounts and QR-IBAN references so your clients can pay instantly with a Swiss QR bill. Track which invoices are open, overdue, or paid — and send reminders with a tap. Stay on top of your books without the complexity of traditional accounting software. Magic Heidi uses the official Swiss chart of accounts (Kontenrahmen KMU) and handles double-entry bookkeeping automatically in the background. Every invoice you create is instantly recorded in your books. At the end of the quarter or year, generate your VAT return (MWST-Abrechnung) in just a few taps. Scan expenses on the go. Take a photo of any receipt and Magic Heidi will extract the key details automatically. Link expenses to the right accounts and keep everything organized for tax season. Import your bank transactions via CSV and reconcile them with your records quickly. Magic Heidi supports all four Swiss languages — German, French, Italian, and Romansh — so you can work in the language you're most comfortable with. Your invoices can also be issued in any language, no matter which one you use in the app. Set up recurring invoices for regular clients and let Magic Heidi do the repetitive work for you. Manage multiple clients, track your revenue over time, and get a clear picture of your financial health at a glance. Built specifically for the Swiss market. Magic Heidi understands Swiss VAT rates, QR bills, ESR references, the Swiss chart of accounts, and the specific needs of Einzelunternehmen, freelancers, and small GmbHs. It's not a generic international tool adapted for Switzerland — it was designed here, for you. Your data stays secure and syncs across all your Apple devices via iCloud. Start an invoice on your iPhone while on the go, and finish it on your Mac at home. Everything is always up to date. Magic Heidi is free to try. Download it today and see how much easier Swiss invoicing and accounting can be.

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AvantGarde Investment Solutions & Consulting is a Swiss company specializing in tailored financial support. Led by Steve Léchaire, a financial expert with over 20 years of experience in prestigious institutions such as UBS, the firm delivers an innovative approach to wealth management, financing, and investment strategy. Customized Financial Services Investment Advisory AvantGarde offers diversified investment strategies, including both traditional and alternative assets such as rum, whisky, balsamic vinegar, green investments, and maritime transport. The goal: high returns through innovative asset classes. Mortgage Financing Comprehensive support to secure the best mortgage conditions, adapted to your financial profile and long-term property goals. Pension and Retirement Planning A complete analysis of your current financial situation with personalized solutions to secure your future income and protect your wealth. Financial Coaching One-on-one coaching to help you regain control of your finances, improve your budgeting, and achieve your financial goals step by step. Our Core Values • Innovation – Cutting-edge and alternative investment opportunities. • Expertise – Over two decades of proven experience in financial consulting. • Transparency – Clear and honest communication every step of the way. • Personalization – Tailored services to meet each client’s unique needs. • Reliability – A professional structure you can fully trust. Why Choose AvantGarde? Choosing AvantGarde means partnering with a team dedicated to smart financial management, high performance, and long-term results. Whether you're building, protecting, or growing your wealth, AvantGarde offers personalized guidance every step of the way. Contact Get in touch today for a tailored consultation and discover how AvantGarde Investment can redefine your financial journey with confidence and clarity. Our activities concern, among others, the residents of French-speaking Switzerland, and we are happy to travel to the following municipalities, for example: Vaud: Lausanne, Morges, Nyon, Yverdon-les-Bains, Renens, Pully, Prilly, Ecublens, Crissier, Bussigny, Lutry, Vevey, Montreux, Aigle, Rolle, Orbe, Cossonay, Le Mont-sur-Lausanne, Saint-Prex, Chavannes-près-Renens Geneva: Geneva, Carouge, Lancy, Meyrin, Vernier, Onex, Thônex, Versoix, Plan-les-Ouates, Chêne-Bougeries Fribourg: Fribourg, Bulle, Marly, Villars-sur-Glâne, Givisiez, Romont, Estavayer, Düdingen (Guin), Morat (Murten) Neuchâtel: Neuchâtel, La Chaux-de-Fonds, Le Locle, Val-de-Ruz, Val-de-Travers, Colombier Jura: Delémont, Porrentruy, Saignelégier, Bassecourt, Courroux Valais: Sion, Sierre, Monthey, Martigny, Fully, Saxon, Conthey, Nendaz, Vétroz, St-Maurice

For several decades, CBWM AVOCATS has been one of the leading law firms in the Lake Geneva region. We provide comprehensive assistance and representation to our clients before courts and administrative authorities. We also offer advisory services and in-depth legal analyses, and we are actively involved in the prevention and resolution of disputes—whether within a company or between heirs—including through arbitration, conciliation, and mediation. Our expertise covers both private law and public law. The quality of our legal services is based on constant attention and a strong commitment to excellence. We represent and advise a diverse Swiss and international clientele—comprising private individuals, companies, and public bodies—in several languages. Whether in civil, criminal, or administrative proceedings, debt enforcement and bankruptcy matters, or arbitration, our firm is able to support you at every stage. In addition, we draft and review contracts that are essential to economic activity and assist our clients in key negotiations. Practice Areas: • Spatial planning, building permits, and environmental law • Arbitration • Banking and financial law • Contract law • Administrative law and public entities, public procurement • Commercial and corporate law • Construction and real estate law • Inheritance law • Employment law, public service law, and social security law • Criminal law • Family law and divorce • Private wealth and Family Office • New technologies • Civil liability