Disponibile e professionale. Consigliato!

The Sementina branch of Efficience Énergie & Habitat ensures a local presence and helps its clients optimise the energy performance of their projects: audits, assessments, adjustment of technical systems, home automation, CECE certification, and free ‘Renewable Heat’ consultations. Energy efficiency in everyday life, in your construction or renovation projects. Energy efficiency in the building sector: a global challenge Faced with climate and energy challenges, energy efficiency in the building sector has become a priority. In Switzerland, the Energy 2050 programme aims to reduce consumption through sustainable construction and efficient renovations. Through SIA standards (380/1, 2031, 2040) and certifications such as Minergie or CECE, construction professionals are encouraged to incorporate energy optimisation strategies right from the design phase. Efficience Énergie & Habitat puts its expertise at the service of your project, with an integrated approach based on best practices.

CONSULTING / ANALYSIS Consulting: With professionalism and transparency, we offer our consultancy services in the insurance sector and beyond, with no obligation or commitment to subscribe. Analysis: We analyse your insurance portfolio and your personal situation (retirement and pension analysis). COMPARISON / DEVELOPMENT Comparison: We compare all proposals presented by the various insurance companies operating on the Swiss market. Development: We develop the best solution according to your needs, wishes and financial possibilities. MANAGEMENT / SERVICE Management: We carefully manage your insurance package, taking into consideration the evolution of economic and financial markets. Service: Our service is 360°: guaranteed support in the event of a claim and full availability for information requests or advice. PG ASSICURA SA is a company also active in the insurance and real estate sectors, registered in the Commercial Register under number CHE-389.157.633 . By signing the sales mandate, our work and commitment in favour of the client begin, with great attention to detail throughout every stage of the sale. Professionalism, expertise and quality are our core principles. PG ASSICURA SA is duly authorised by the competent cantonal supervisory authority to operate as a real estate fiduciary company. SERVICES OFFERED BY OUR COMPANY: Real estate brokerage (sale, rental and property search) Tailor-made sales or rental mandates Management of income-generating and condominium properties Property valuation and appraisal Site visits and negotiations with clients Advertising on websites throughout Switzerland Financial consultancy with cost calculation (affordability → bank → mortgage) Insurance consultancy (amortisation → pillar 3a → building insurance) Assistance and support during the notarial deed process