Je recommande vivement, réponse direct au téléphone, rendez-vous respecté, très professionnel pour un coût des plus abordables. Merci beaucoup pour votre travail !

The gateway for all your requests Do you have a question about your insurance contract, something to report or need information? Our Customer Services are your first point of contact: www.groupemutuel.ch/contactus Call us or write to us and we will get back to you as soon as possible. Our Customer Services are available Monday to Friday, from 8.00 to 12.00 and from 13.00 to 17.30: Hotline 0848 803 111 l Email clients@groupemutuel.ch One address for your medical invoices (original documents) and correspondence: Groupe Mutuel, Rue des Cèdres 5, 1919 Martigny prestations@groupemutuel.ch In close to 40 agencies and six service centres throughout Switzerland, our staff will be happy to advise you. Opening hours : from 8.00 to 12.00 and from 13.30 to 17.00 (incl. on the eve of public holidays) Make your life easier thanks to your Customer Area • Scan and send your invoices instantly • View your documents and refunds • Modify your contracts and personal details Download the application from your App Store Do you have any questions about the Customer Area? • Your most frequently asked questions about the Customer Area - Groupe Mutuel • Call our hotline on 058 758 71 71 (Monday to Friday, from 8.00 to 18.00) • Write to us at customer.area@groupemutuel.ch

Properti, the leading real estate technology agent, simplifies complex real estate transactions – from sales to leasing to financing. Through our comprehensive ecosystem, which combines highly qualified experts and cutting-edge technologies, we enable risk-free, flexible and successful real estate transactions. Properti has received several awards, including the “SEF.Growth High Potential” label from the Swiss Economic Forum (SEF). Achieve success beyond your current possibilities - with Properti. Our services at a glance: • Sale of real estate • Rental of real estate • Property search • Sales and search for investment properties • Sale and search for off-market properties • Property Valuation • Rental assessment for owners • Real estate gains tax calculator • Partnerships in the living ecosystem • Real Estate Checklists • Real estate market publications • Free real estate advice Sale of real estate Benefit from a comprehensive service for the successful sale of your property, from the first consultation to the conclusion of the contract - with maximum transparency, wide reach and without hidden costs. You can find more information about the sale at https://properti.com/ch/en/real-estate/sell/ Rental of real estate When renting your property, we attach particular importance to a rigorous selection of tenants. We offer a 5-year tenant guarantee to ensure long-term, worry-free rentals. You can find more information about rental at https://properti.com/ch/en/real-estate/rent/ Property search Find your ideal property. Take advantage of the opportunity to virtually tour your favorite property to get a first impression. With the search subscription, you will receive the latest properties as soon as they are published. Current offers can be viewed at https://properti.com/ch/en/property Free advice Free real estate advice

We are an independent insurance and finance brokerage company. Our activity is deployed in French-speaking Switzerland and mainly in the canton of Fribourg. Since 2001, we have been providing our customers with advice on insurance management and financial solutions. The personalized insurance coverage that we offer is adapted to companies, administrations and private individuals. BG Assurances relies on the quality of its network by collaborating with the main insurance companies and financial institutions. We position ourselves as a neutral intermediary to guarantee your interests. We compare the best premium/benefit ratios and you choose the solution that suits you, based on our recommendations. Thanks to our long experience, we are convinced that your satisfaction comes from a local service and a foolproof understanding of your needs. Meeting your expectations is what drives us to surpass ourselves.

We are an independent insurance and finance brokerage company. Our activity is deployed in French-speaking Switzerland and mainly in the canton of Fribourg. Since 2001, we have been providing our customers with advice on insurance management and financial solutions. The personalized insurance coverage that we offer is adapted to companies, administrations and private individuals. BG Assurances relies on the quality of its network by collaborating with the main insurance companies and financial institutions. We position ourselves as a neutral intermediary to guarantee your interests. We compare the best premium/benefit ratios and you choose the solution that suits you, based on our recommendations. Thanks to our long experience, we are convinced that your satisfaction comes from a local service and a foolproof understanding of your needs. Meeting your expectations is what drives us to surpass ourselves.

Nous avons vendu en été 2024 notre appartement de 2,5 pièces à Villars (Cormanon). Grâce à l’expérience, au sens de l’initiative et au carnet d’adresse fourni de Mme Stéphanie Pharisa, courtière chez Gérances Giroud SA, la vente a été réalisée en moins de deux mois. Elle a été effectuée au juste prix, basé une estimation réaliste (fourchette) de la valeur du bien et à la satisfaction des deux parties. Nous recommandons sans hésitation les services de Gérances Giroud et de Mme Pharisa pour toute vente immobilière dans la région de Fribourg.

Dr. Pavlopoulos Konstantin Leo is a prominent psychiatrist with a rich and diverse experience gained through his extensive travels around the world. Over the years, he has developed a profound and nuanced understanding of the human condition, establishing himself as a reference in his field. International Experience Throughout his career, Dr. Pavlopoulos Konstantin Leo has practiced in various countries, thereby enriching his clinical and theoretical practice with diverse cultural perspectives. These experiences have enabled him to work with populations with specific needs and to develop therapeutic approaches tailored to distinct cultural contexts. Skills and Expertise Dr. Pavlopoulos Konstantin Leo is renowned for his expertise in cognitive and behavioral therapies, analytical psychotherapy, and crisis interventions. His integrative approach combines modern and traditional techniques, ensuring personalized and effective care for his patients. Human Understanding His passion for the study of human behavior and his natural empathy allow him to establish trusting relationships with his patients. Dr. Pavlopoulos Konstantin Leo excels in active listening and empathetic communication, essential skills for helping his patients overcome their mental and emotional challenges. What is the Role of a Psychiatrist? A psychiatrist is a medical doctor specializing in psychiatry, and in Switzerland, also in psychotherapy. Their field of expertise includes the prevention, diagnosis, and treatment of mental disorders. I offer assessments and management of various issues related to psychological suffering: - Anxiety - Depressive states - Insomnia - Emotional difficulties related to stress factors - Relational difficulties (couple, family, work, etc.) - Professional burnout (burnout, boreout) - Personality disorders - Psychoses - Addiction/dependence on substances/medications - Advanced age: retirement, cognitive disorders including memory issues - Migration-related problems - Post-traumatic stress disorder - Questions about sexuality or gender identity Making an Appointment with a Psychiatrist-Psychotherapist in the Canton of Fribourg Several reasons may lead to consulting a psychiatrist in the canton of Fribourg: - Mental disorders (depression, anxiety, insomnia, bipolar disorder, psychoses including schizophrenia, etc.) - Difficulties related to physical symptoms: chronic pain, persistent fatigue, eating disorders, etc. - Relational problems - Substance addictions (alcohol, drugs) or gambling addiction - Stress management As an FMH psychiatrist and psychotherapist, I am trained in systemic orientation psychotherapy. However, I adapt my practice on a case-by-case basis to provide individualized follow-up, taking into account the psychological, social, and biological specifics of your problem. My role as a psychiatrist-psychotherapist is to help you find new perspectives and best integrate them into your daily life. By consulting a psychiatrist-psychotherapist, you can share your difficulties freely and without judgment in a dedicated, privileged, and confidential place. We build quality and trusting relationships to effectively work towards your well-being.