• Owner-managed stock corporation • Advisory services in holistic wealth, pension and tax planning • Independent of banks, insurance companies and other financial intermediaries • VPZ is an advisory firm, does not engage in asset management and does not offer its own financial products • Neutral and independent advice on a fee basis Our holistic and independent advice has characterized us since our company was founded in 2001 and has always been our most important success factor. At VPZ, the focus is on you and we work with you - in trusting and personal discussions - to find your individual solution, tailor-made, sustainable, long-term and always success-oriented!

Our Mission: We are your problem solvers, providing reliable solutions for all your financial and insurance questions – for life! Powers of Attorney & Advance Directives: Benefit from our specialization. We help you make timely arrangements and prevent the KESB from making decisions about your life in an emergency. We offer: • Comprehensive, personal advice • Thorough execution and regular updates to comply with legal reforms • Biennial updates to keep your documents legally valid Instant Document Service: Your documents are always accessible! Through our platform, you can download your documents at any time, securely and conveniently – always up-to-date. Free Initial Consultation: We offer a free, no-obligation consultation on all matters of advance care. Email Encryption: Your data is important to us! With OpenPGP encryption, we ensure that your sensitive information is protected from unauthorized access. Tax Advice and Optimization: Optimize your tax declaration and benefit from our extension service . We assist business owners, homeowners, students, and anyone looking to optimize their taxes. Consulting for Entrepreneurs: As an entrepreneur, you receive comprehensive support on topics such as company formation, financial planning, insurance, and tax optimization. Our solutions are independent and tailored to your individual needs. Complete Family Services: We support you in all stages of life – from securing your children’s future to preparing for retirement. Your future is in safe hands with us. Contact: We are always available for a free initial consultation . Contact us directly or through our online platform. ZWICKER CONSULTING – Conveniently taken care of.

Glaus Gabathuler AG is an owner-managed law firm and notary office with locations in Uznach, Sargans, Buchs and Wetzikon. We advise and represent private individuals, companies and public authorities in a wide range of legal matters. Our expertise includes employment law, family and inheritance law, corporate law, contract law, real estate and construction law, criminal law, administrative law and mediation. As notaries, we authenticate wills, inheritance agreements, marriage contracts, powers of attorney and commercial register matters. We stand for personal service, legal excellence and practical solutions.