About GATE – Our DNA Our specificity and success are based on our understanding of Geopolitical signals as well as Global Macro to best assess their influences across asset classes, complemented by a Quantamental process. A better understanding of our changing world helps us effectively advise our Institutional and Professional clients with an Independent and Uncorrelated process compared to traditional financial players. Therefore, our investment philosophy allows us to: Seek the best – Manage the worst!

At Piguet Galland, we believe that it’s possible to be close to your banker. For nearly 170 years, our bank has been supporting clients in their life projects with a deeply human and personalised approach. With offices in Geneva, Lausanne, Nyon, Yverdon-les-Bains, Neuchâtel and La Chaux-de-Fonds, our team places its expertise at the service of your wealth management, investments and financing projects. Owned 99.7% by Banque Cantonale Vaudoise (BCV), Piguet Galland combines tradition, innovation and stability, and has been recognised several times as the Best Swiss Private Bank. Because ultimately, what matters most to us isn’t your wealth... it’s you. For us, the true value of a relationship is measured in conversations, not transactions. Our role is to be there for what truly matters, even when it cannot be measured.

At Piguet Galland, we believe that it’s possible to be close to your banker. For nearly 170 years, our bank has been supporting clients in their life projects with a deeply human and personalized approach. With offices in Geneva, Lausanne, Nyon, Yverdon-les-Bains, Neuchâtel, and La Chaux-de-Fonds, our team puts its expertise at the service of your wealth management, investments, and financing projects. Owned 99.7% by Banque Cantonale Vaudoise (BCV), Piguet Galland combines tradition, innovation, and stability, and has been repeatedly recognized as the Best Swiss Private Bank. Because ultimately, what matters most to us isn’t your wealth... it’s you. For us, the true value of a relationship is measured in conversations, not transactions. Our business is to be there for what truly counts, even when it can’t be measured.

• Owner-managed stock corporation • Advisory services in holistic wealth, pension and tax planning • Independent of banks, insurance companies and other financial intermediaries • VPZ is an advisory firm, does not engage in asset management and does not offer its own financial products • Neutral and independent advice on a fee basis Our holistic and independent advice has characterized us since our company was founded in 2001 and has always been our most important success factor. At VPZ, the focus is on you and we work with you - in trusting and personal discussions - to find your individual solution, tailor-made, sustainable, long-term and always success-oriented!

As a financial educator , I support people in becoming simpler, more effective, and more successful in dealing with money & finances. I put them on the financial fast track. Instead of focusing on symptoms , I concentrate on the causes of (financial) problems. Often, it's a lack of financial education and financial awareness. No short-term product sales, but achieving long-term, holistic, and sustainable goals. This is done independently and commission-free on a fee basis. With in-depth and holistic consulting, I build the connection between financial wealth and personal well-being . Based on experience, the result is on average twice as fast goal achievement , with maximum relaxed quality of life compared to other financial institutions. With a free introductory session, you can convince yourself and clear up any uncertainties and insecurities.

At Piguet Galland, we believe that it’s possible to be close to your banker. For nearly 170 years, our bank has been supporting clients in their life projects with a deeply human and personalized approach. With offices in Geneva, Lausanne, Nyon, Yverdon-les-Bains, Neuchâtel, and La Chaux-de-Fonds, our team puts its expertise at the service of your wealth management, investments, and financing projects. Owned 99.7% by Banque Cantonale Vaudoise (BCV), Piguet Galland combines tradition, innovation, and stability, and has been repeatedly recognized as the Best Swiss Private Bank. Because ultimately, what matters most to us isn’t your wealth... it’s you. For us, the true value of a relationship is measured in conversations, not transactions. Our business is to be there for what truly counts, even when it can’t be measured.

die Bank und alle ihre Tätigkeiten sind ausgezeichnet. Meine Meinung zu den neuen Schliessfächern haben Sie mit separater mail erhalten. Mit freundlichen Grüssen Karin Mulder

consiglio vivamente

At Piguet Galland, we believe that it’s possible to be close to your banker. For nearly 170 years, our bank has been supporting clients in their life projects with a deeply human and personalised approach. With offices in Geneva, Lausanne, Nyon, Yverdon-les-Bains, Neuchâtel and La Chaux-de-Fonds, our team places its expertise at the service of your wealth management, investments and financing projects. Owned 99.7% by Banque Cantonale Vaudoise (BCV), Piguet Galland combines tradition, innovation and stability, and has been recognised several times as the Best Swiss Private Bank. Because ultimately, what matters most to us isn’t your wealth... it’s you. For us, the true value of a relationship is measured in conversations, not transactions. Our role is to be there for what truly matters, even when it cannot be measured.

AvantGarde Investment Solutions & Consulting is a Swiss company specializing in tailored financial support. Led by Steve Léchaire, a financial expert with over 20 years of experience in prestigious institutions such as UBS, the firm delivers an innovative approach to wealth management, financing, and investment strategy. Customized Financial Services Investment Advisory AvantGarde offers diversified investment strategies, including both traditional and alternative assets such as rum, whisky, balsamic vinegar, green investments, and maritime transport. The goal: high returns through innovative asset classes. Mortgage Financing Comprehensive support to secure the best mortgage conditions, adapted to your financial profile and long-term property goals. Pension and Retirement Planning A complete analysis of your current financial situation with personalized solutions to secure your future income and protect your wealth. Financial Coaching One-on-one coaching to help you regain control of your finances, improve your budgeting, and achieve your financial goals step by step. Our Core Values • Innovation – Cutting-edge and alternative investment opportunities. • Expertise – Over two decades of proven experience in financial consulting. • Transparency – Clear and honest communication every step of the way. • Personalization – Tailored services to meet each client’s unique needs. • Reliability – A professional structure you can fully trust. Why Choose AvantGarde? Choosing AvantGarde means partnering with a team dedicated to smart financial management, high performance, and long-term results. Whether you're building, protecting, or growing your wealth, AvantGarde offers personalized guidance every step of the way. Contact Get in touch today for a tailored consultation and discover how AvantGarde Investment can redefine your financial journey with confidence and clarity. Our activities concern, among others, the residents of French-speaking Switzerland, and we are happy to travel to the following municipalities, for example: Vaud: Lausanne, Morges, Nyon, Yverdon-les-Bains, Renens, Pully, Prilly, Ecublens, Crissier, Bussigny, Lutry, Vevey, Montreux, Aigle, Rolle, Orbe, Cossonay, Le Mont-sur-Lausanne, Saint-Prex, Chavannes-près-Renens Geneva: Geneva, Carouge, Lancy, Meyrin, Vernier, Onex, Thônex, Versoix, Plan-les-Ouates, Chêne-Bougeries Fribourg: Fribourg, Bulle, Marly, Villars-sur-Glâne, Givisiez, Romont, Estavayer, Düdingen (Guin), Morat (Murten) Neuchâtel: Neuchâtel, La Chaux-de-Fonds, Le Locle, Val-de-Ruz, Val-de-Travers, Colombier Jura: Delémont, Porrentruy, Saignelégier, Bassecourt, Courroux Valais: Sion, Sierre, Monthey, Martigny, Fully, Saxon, Conthey, Nendaz, Vétroz, St-Maurice