Liberty is the only provider in Switzerland to offer such a broad spectrum of individual second and third pillar products and services. Our independence assures you more freedom of choice than anywhere else does. Liberty is one of Switzerland’s leading full-service groups in the occupational benefits and tied private benefits field. We are a technology undertaking that sets new milestones in the Swiss pensions market thanks to our open modular pension platform. In addition to extensive consulting expertise and service-oriented mentality, we offer a large number of innovative second and third pillar pension products.

Noma Immobilien und Verwaltung AG was founded in Engelberg in 1973 by Noldi Würsch and Max Albert Krucker, initially focusing on the sale of holiday and second homes in Nidwalden and Obwalden. In the 1980s, the company expanded its activities to include residential and commercial properties as well as its own construction activities as a general contractor. By the end of the 1990s, numerous projects had been completed in Engelberg, Emmetten, Kriens and Seelisberg in collaboration with a partner architect, supplemented by initial management mandates. At the turn of the millennium, the company became wholly owned by Max and Maria Josefa Krucker. With the opening of the Stans branch (in 2003), the company began to focus clearly on real estate brokerage and services, expanding its catchment area to cover the whole of Central Switzerland. The arrival of the next generation – Steven and Daniel Krucker – brought additional expertise in planning, conversion and marketing via new media. The family structure and broad experience enable personalised and efficient customer service. In 2016, the Stans branch was closed and Emmetten has been the main location ever since. To mark its 50th anniversary, the company was gradually handed over to Steven Krucker from 2023 onwards. We are happy to advise and assist you in German, English, French, and Spanish.

Our 4-Sided Success Cycle For medium-sized and large companies Our model combines team development, leadership, change management, and individual coaching into a holistic cycle. These four elements interlock – creating lasting transformation. Team Change X offers you tailor-made workshops, trainings, and coachings , precisely aligned with your current challenges. You'll benefit from our well-coordinated team of over 20 experienced experts from various fields. Deep insight. Broad expertise. Development that works. Change succeeds when the right people provide the right impulses at the right time. That’s why we work with a diverse team of team developers, coaches, leadership trainers, and change management specialists with extensive experience. What sets us apart: • Every project is custom-designed to meet your specific needs • We take a holistic approach – considering the interaction between individuals, teams, leadership, and the organisation • We stay realistic and practical – and understand what truly drives people in today’s work environment • We don’t offer off-the-shelf solutions – but customised trainings, coachings, and seminars • Our strength lies in the synergy of methodical expertise, hands-on experience, and genuine empathy All our experts speak German and English – many also French or other languages. This ensures you receive professional and impactful support, even in international settings .

Sehr kompetentes Team. Ich erhielt eine super Beratung. Die Betreuerin ging im Detail auf mein Anliegen ein und somit konnte rasch eine geeignete Lösung für mich gefunden werden. Ich kann Audibene mit gutem Gewissen weiterempfehlen. Hier ist der Kunde noch König, sprich wird gut umsorgt.