Your AHV/AVS pension and your pension fund benefits will barely enable you to maintain your standard of living once you retire. If you are at the start of your career, you are likely to draw less than half of your last earnings after retirement. To have sufficient income for your retirement years, you should invest in a private retirement savings plan – the third pillar. At the same time, you make immediate tax savings on the amounts invested. Are you committed to preserving the environment? Through LibertyGreen you invest in a portfolio of individual companies that are guided by responsible ecological, social, and ethical standards. You invest in the future from your first franc, at unrivalled conditions and without fund management fees .

Your AHV/AVS pension in addition to your occupational pension benefits are unlikely to enable you to maintain your customary standard of living after retirement. Our pillar 3a solutions offer immediate advantages, without having to wait until later. There are several reasons why a Liberty 3a retirement savings solution in the form of a fixed-rate account or a securities deposit may be of interest to you: • you require a high level of security • you are looking to save for retirement while optimising taxation • you wish to invest in securities at a low cost • you are planning on leaving Switzerland permanently • you are becoming self-employed

Have you established your own business as a sole proprietorship or a general and limited partnership? Or are you employed by your own joint stock or limited liability company? Liberty has the right pension solution for you. Advantages of joining Liberty 1e Flex Invest Foundation: • Flexible individual and tailor-made solutions • Attractive premiums • Association solutions for self-employed persons (AHV) • Individual investment solutions with up to 80% equities exposure • Multilingual German - English - French - Italian • Online access with liberty Connect

For self-employed persons, their core business is central. However, the legislator requires them to provide an occupational plan - for themselves, as well as their employees. There are several things to consider. The advantages of joining Liberty BVG Collective Foundation: • No minimum premium • Flexible plans • Attractive premiums • Association solutions for self-employed persons (AHV) • Multilingual German - English - French - Italian

Whether you are taking a break from work, relocating abroad, or starting your own business – you want to invest your retirement savings well. Depending on your preference, you can opt for a vested benefits solution with a high level of security, or one with higher potential returns. You can open a vested benefit account with Liberty free of charge if you are: • Relocating abroad • Becoming self-employed • Unemployed • On parental leave • Divorcing • Furthering your education • Looking to invest your pension assets with a high level of security.

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PERUCCHI & PARTNER AG is a leading commercial law firm based in Zurich, specializing in complex legal matters across various industries. With over 30 years of combined experience, our partners are renowned for their expertise in commercial litigation, arbitration, and regulatory law. We offer our clients cost-effective, results-driven legal services, ensuring that every case is handled with the highest level of professionalism and expertise. Our Areas of Expertise: We represent both domestic and international clients in a wide range of legal areas, focusing on: • Commercial Litigation : Dispute resolution before all Swiss courts and administrative authorities. • Arbitration : Expertise in resolving international disputes through arbitration. • Bankruptcy Law : Trusted by clients involved in large-scale Swiss bankruptcy proceedings. • Data Protection : Successfully represented clients in landmark rulings on international data protection law, including a significant ruling by the Swiss Federal Supreme Court. • Provisional Remedies : Fast and effective solutions such as temporary restraining orders (TROs) and asset attachments to safeguard clients’ interests immediately. Why Choose Us? • Independence & Conflict-Free Representation : Our firm’s independence ensures that we represent our clients’ interests without any conflict, guaranteeing the best possible outcome in every case. • Holistic Legal Approach : We combine expertise in civil and criminal law, offering comprehensive solutions that consider every aspect of our clients' legal challenges. • International Reach : Serving both domestic and international clients, we offer tailored legal strategies to navigate the complexities of cross-border disputes. • Proven Track Record : Our successful outcomes include high-profile cases, such as major bankruptcy proceedings and landmark data protection rulings. Cost-Effective Legal Solutions: At PERUCCHI & PARTNER AG, we pride ourselves on delivering efficient, cost-effective solutions from day one. We work closely with external specialists when needed, ensuring that we always have the right expertise at hand for your legal needs. Contact Us: For expert legal advice and representation, contact PERUCCHI & PARTNER AG today. Let us help you navigate your commercial legal challenges with confidence.