“What if today is the right day?” Turn to NEMA Fiduciary, founded by Nero Maria Pia, born in Arbedo-Castione and with extensive experience between Lugano and Bellinzona, to support your company in accounting, tax, and administrative matters. NEMA was born from the desire to offer concrete and competent support to local small and medium-sized enterprises (SMEs). The company stands out for its transparency, operational simplicity, and a direct approach, always focused on mutual trust and client growth. With NEMA, you find a dynamic, modern fiduciary, constantly updated, combining technical precision with personal attention. Want to know more? Let's meet for a coffee: I'll share my story and look forward to hearing yours. Our Fiduciary Services 📌 Company Formation and Start-Up Support Analysis of the most suitable legal form (LLC, SA, sole proprietorship, etc.) Complete assistance in opening business bank accounts Advice on social insurance matters Support in drafting the company's organizational plan 📊 Accounting for SMEs and Sole Proprietors Complete management of general accounting Verification and control of the client's internal accounting Preparation of VAT returns (quarterly or semi-annually) Drafting of the annual balance sheet and income statement 👥 Personnel Management Monthly payroll processing Quarterly withholding tax reports Annual AVS, LPP, LAINF, health insurance declarations Application of collective labor agreements (CLA) Notifications of employee hiring and termination Preparation of salary certificates and tax attestations Assistance in obtaining work permits 💼 Tax Consulting for Individuals and Companies Preparation of tax returns for individuals and legal entities Assistance with voluntary disclosure procedures Handling tax complaints and representation before authorities Recovery of withholding tax Advice on taxation of real estate gains 📦 Customized Accounting Packages Basic Package – up to 250 invoices received per year General accounting Quarterly or semi-annual VAT return Annual balance sheet preparation Tax declaration Consulting billed separately Intermediate Package – up to 500 invoices received per year All services of the basic package 2 hours of consulting included per year Advanced Package – up to 1000 invoices received per year All services of the intermediate package 4 hours of consulting included per year Quarterly and annual balance sheets Comprehensive tax declaration management 👩‍💼 Personnel Management Packages Monthly payroll Quarterly withholding tax reports Annual AVS, LPP, LAINF, health insurance declarations Employee entry/exit notifications Annual salary certificates Withholding tax attestations 🧭 Types of Consulting Accounting consulting Support in internal accounting management Periodic review of self-managed accounting Human resources consulting Drafting employment contracts Assistance with hiring and obtaining work permits Tax consulting Assistance with ordinary and extraordinary tax matters Tax complaints, representation, and voluntary disclosures Support in preparing TUI forms (real estate gains)

Change Management Ltd stands for a sustainable orientation of your company. "Sustainable future" for your business is our motivation. We help you to make the right adjustments and achieve your company goals: in a human, organizational, technological and economical way (ESG)

Edilstore Solution Sagl is a renovation company operating since 2015, offering turnkey services for private homes, commercial properties, and architectural firms. From design to final delivery, it coordinates skilled craftsmen and handles paperwork, permits, site management, and the sale and installation of materials. Quality, punctuality, and full support for all construction needs. Specialized in renovations, decorative resins, insulation, kitchens, flooring, bathroom furnishings, and much more. 🔧 In-depth overview and services offered Edilstore Solution Sagl is the ideal partner for those looking for reliable and comprehensive solutions in the construction sector. Thanks to a network of selected professionals and suppliers, it carries out renovations with the utmost attention to quality, timelines, and costs. Integrated project management simplifies each phase, from initial consultation to key delivery. 🔨 Main services : General construction company : Full management of construction projects, from coordinating craftsmen to supervising the work. Turnkey renovations : Customized solutions for homes, offices, and properties, with a single point of contact for the client. Site organization : Planning, safety, and operational management to ensure efficiency and punctuality. Real estate promotions : Support in the development and sale of new real estate projects, with technical and commercial expertise. Waterproof and decorative resin s: Modern and aesthetic solutions for floors and surfaces, even in humid environments. Thermal and acoustic insulation : Targeted interventions to improve comfort and energy savings in new or renovated buildings. Painting and plastering : Interior and exterior finishes executed with precision and high-quality materials. Technical and commercial consultancy : Assistance in material selection, project solutions, and cost optimization. 🛠️ Sale and installation of materials : Flooring and wall coverings : tiles, parquet, vinyl, laminate Furnishing elements : kitchens, bathroom furniture, natural and artificial stone Supplies : windows and doors, construction materials, tools and professional equipment 👥 Who we serve: Private clients : customized renovations with full management, assistance with paperwork, and dedicated contacts. Property management : interventions on condominiums and buildings with a focus on timing, budgets, and residents. Architectural firms : technical support and operational teams to turn projects into flawless realizations.

Banca Popolare di Sondrio (Suisse) SA is a Swiss bank that supports you in your daily banking business and in the realisation of your life projects in the Savings, Investments and Mortgages areas. With its Head Office in Lugano, BPS (SUISSE) has 21 operating units in 8 cantons (Basel, Bern, Graubünden, Neuchâtel, Ticino, Valais, Vaud and Zurich) and one in the Principality of Monaco. For the online access to all banking services in Switzerland, it has a virtual branch (Direct Banking).

Banca Popolare di Sondrio (Suisse) SA is a Swiss bank that supports you in your daily banking business and in the realisation of your life projects in the Savings, Investments and Mortgages areas. With its Head Office in Lugano, BPS (SUISSE) has 21 operating units in 8 cantons (Basel, Bern, Graubünden, Neuchâtel, Ticino, Valais, Vaud and Zurich) and one in the Principality of Monaco. For the online access to all banking services in Switzerland, it has a virtual branch (Direct Banking).

Banca Popolare di Sondrio (Suisse) SA is a Swiss bank that supports you in your daily banking business and in the realisation of your life projects in the Savings, Investments and Mortgages areas. With its Head Office in Lugano, BPS (SUISSE) has 21 operating units in 8 cantons (Basel, Bern, Graubünden, Neuchâtel, Ticino, Valais, Vaud and Zurich) and one in the Principality of Monaco. For the online access to all banking services in Switzerland, it has a virtual branch (Direct Banking).

banca eccezionale servizio inpecabile sia ha Locarno che ha Biasca personale sùper gentile è servizievole meglio questa banca che le banche grandi è raiffeisen diferenza tra giorno è notte consiglio ha tutti di aprire un conto da loro.

Banca Popolare di Sondrio (Suisse) SA is a Swiss bank that supports you in your daily banking business and in the realisation of your life projects in the Savings, Investments and Mortgages areas. With its Head Office in Lugano, BPS (SUISSE) has 21 operating units in 8 cantons (Basel, Bern, Graubünden, Neuchâtel, Ticino, Valais, Vaud and Zurich) and one in the Principality of Monaco. For the online access to all banking services in Switzerland, it has a virtual branch (Direct Banking).

Banca Popolare di Sondrio (Suisse) SA is a Swiss bank that supports you in your daily banking business and in the realisation of your life projects in the Savings, Investments and Mortgages areas. With its Head Office in Lugano, BPS (SUISSE) has 21 operating units in 8 cantons (Basel, Bern, Graubünden, Neuchâtel, Ticino, Valais, Vaud and Zurich) and one in the Principality of Monaco. For the online access to all banking services in Switzerland, it has a virtual branch (Direct Banking).

Banca Popolare di Sondrio (Suisse) SA is a Swiss bank that supports you in your daily banking business and in the realisation of your life projects in the Savings, Investments and Mortgages areas. With its Head Office in Lugano, BPS (SUISSE) has 21 operating units in 8 cantons (Basel, Bern, Graubünden, Neuchâtel, Ticino, Valais, Vaud and Zurich) and one in the Principality of Monaco. For the online access to all banking services in Switzerland, it has a virtual branch (Direct Banking).

Banca Popolare di Sondrio (Suisse) SA is a Swiss bank that supports you in your daily banking business and in the realisation of your life projects in the Savings, Investments and Mortgages areas. With its Head Office in Lugano, BPS (SUISSE) has 21 operating units in 8 cantons (Basel, Bern, Graubünden, Neuchâtel, Ticino, Valais, Vaud and Zurich) and one in the Principality of Monaco. For the online access to all banking services in Switzerland, it has a virtual branch (Direct Banking).

Banca Popolare di Sondrio (Suisse) SA is a Swiss bank that supports you in your daily banking business and in the realisation of your life projects in the Savings, Investments and Mortgages areas. With its Head Office in Lugano, BPS (SUISSE) has 21 operating units in 8 cantons (Basel, Bern, Graubünden, Neuchâtel, Ticino, Valais, Vaud and Zurich) and one in the Principality of Monaco. For the online access to all banking services in Switzerland, it has a virtual branch (Direct Banking).

Banca Popolare di Sondrio (Suisse) SA is a Swiss bank that supports you in your daily banking business and in the realisation of your life projects in the Savings, Investments and Mortgages areas. With its Head Office in Lugano, BPS (SUISSE) has 21 operating units in 8 cantons (Basel, Bern, Graubünden, Neuchâtel, Ticino, Valais, Vaud and Zurich) and one in the Principality of Monaco. For the online access to all banking services in Switzerland, it has a virtual branch (Direct Banking).

Banca Popolare di Sondrio (Suisse) SA is a Swiss bank that supports you in your daily banking business and in the realisation of your life projects in the Savings, Investments and Mortgages areas. With its Head Office in Lugano, BPS (SUISSE) has 21 operating units in 8 cantons (Basel, Bern, Graubünden, Neuchâtel, Ticino, Valais, Vaud and Zurich) and one in the Principality of Monaco. For the online access to all banking services in Switzerland, it has a virtual branch (Direct Banking).

Banca Popolare di Sondrio (Suisse) SA is a Swiss bank that supports you in your daily banking business and in the realisation of your life projects in the Savings, Investments and Mortgages areas. With its Head Office in Lugano, BPS (SUISSE) has 21 operating units in 8 cantons (Basel, Bern, Graubünden, Neuchâtel, Ticino, Valais, Vaud and Zurich) and one in the Principality of Monaco. For the online access to all banking services in Switzerland, it has a virtual branch (Direct Banking).

Banca Popolare di Sondrio (Suisse) SA is a Swiss bank that supports you in your daily banking business and in the realisation of your life projects in the Savings, Investments and Mortgages areas. With its Head Office in Lugano, BPS (SUISSE) has 21 operating units in 8 cantons (Basel, Bern, Graubünden, Neuchâtel, Ticino, Valais, Vaud and Zurich) and one in the Principality of Monaco. For the online access to all banking services in Switzerland, it has a virtual branch (Direct Banking).

Banca Popolare di Sondrio (Suisse) SA is a Swiss bank that supports you in your daily banking business and in the realisation of your life projects in the Savings, Investments and Mortgages areas. With its Head Office in Lugano, BPS (SUISSE) has 21 operating units in 8 cantons (Basel, Bern, Graubünden, Neuchâtel, Ticino, Valais, Vaud and Zurich) and one in the Principality of Monaco. For the online access to all banking services in Switzerland, it has a virtual branch (Direct Banking).