Banca Popolare di Sondrio (Suisse) SA is a Swiss bank that supports you in your daily banking business and in the realisation of your life projects in the Savings, Investments and Mortgages areas. With its Head Office in Lugano, BPS (SUISSE) has 21 operating units in 8 cantons (Basel, Bern, Graubünden, Neuchâtel, Ticino, Valais, Vaud and Zurich) and one in the Principality of Monaco. For the online access to all banking services in Switzerland, it has a virtual branch (Direct Banking)

Banca Popolare di Sondrio (Suisse) SA is a Swiss bank that supports you in your daily banking business and in the realisation of your life projects in the Savings, Investments and Mortgages areas. With its Head Office in Lugano, BPS (SUISSE) has 21 operating units in 8 cantons (Basel, Bern, Graubünden, Neuchâtel, Ticino, Valais, Vaud and Zurich) and one in the Principality of Monaco. For the online access to all banking services in Switzerland, it has a virtual branch (Direct Banking).

Banca Popolare di Sondrio (Suisse) SA is a Swiss bank that supports you in your daily banking business and in the realisation of your life projects in the Savings, Investments and Mortgages areas. With its Head Office in Lugano, BPS (SUISSE) has 21 operating units in 8 cantons (Basel, Bern, Graubünden, Neuchâtel, Ticino, Valais, Vaud and Zurich) and one in the Principality of Monaco. For the online access to all banking services in Switzerland, it has a virtual branch (Direct Banking).

Banca Popolare di Sondrio (Suisse) SA is a Swiss bank that supports you in your daily banking business and in the realisation of your life projects in the Savings, Investments and Mortgages areas. With its Head Office in Lugano, BPS (SUISSE) has 21 operating units in 8 cantons (Basel, Bern, Graubünden, Neuchâtel, Ticino, Valais, Vaud and Zurich) and one in the Principality of Monaco. For the online access to all banking services in Switzerland, it has a virtual branch (Direct Banking).

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When a business changes, grows, or faces a challenge, it needs a reliable, pragmatic, and responsive partner. FidesLux Sagl , a fiduciary based in Grono (Mesolcina), has been supporting entrepreneurs and investors across Ticino and Switzerland for over 30 years. What sets us apart? A hands-on approach that combines strategic thinking with a personal touch. Our core expertise lies in corporate restructuring and M&A operations , but our value extends to all critical areas of business management — from accounting and taxation to payroll, HR, and company administration. 🔄 Business Restructuring and M&A: Turning Change into Opportunity Every business transition can be an opportunity, if managed with clarity and vision. Whether you're reorganizing your company, considering a sale or acquisition, or planning a succession, we guide you with precision and a tailor-made strategy. We help you: • Analyze and restructure your company to improve efficiency and performance • Manage M&A operations , from due diligence to closing, with confidentiality and control • Optimize capital structure to support long-term financial sustainability • Support investors in managing acquisition or turnaround projects 👉 Learn more at fideslux.ch/servizi/#ma 🧾 Accounting and Tax Services: Accuracy and Transparency Strong businesses rely on clear financial foundations. At FidesLux, we combine Swiss precision with a human approach to support your day-to-day operations. With us, you can: • Outsource your accounting and receive timely, clear financial reports • Plan your taxes efficiently and avoid unnecessary risks • Monitor cash flow and compliance with ongoing fiscal support 🔗 See more at fideslux.ch/servizi/#contabile 🔗 For tax services: fideslux.ch/servizi/#fiscale 👥 HR and Payroll: Reliable and Stress-Free Managing employees and payroll is demanding. We make it easy, efficient, and compliant. We take care of: • HR administration , contracts, permits, and official documentation • Payroll processing , accurate and on time • Communication with Swiss social authorities (AVS, LPP, SUVA, etc.) • Outsourced HR management , ideal for SMEs 👉 Explore our HR services at fideslux.ch/servizi/#personale 🏢 From Incorporation to Liquidation: A Partner at Every Stage Whether you’re starting a new company or closing one, FidesLux provides full administrative support — with expertise and discretion. We can help you: • Incorporate or transfer companies , with legal address and domiciliation • Handle day-to-day and exceptional corporate governance • Manage voluntary or court-ordered liquidations • Maintain banking and insurance relationships on your behalf 🔗 Full list of services: fideslux.ch/servizi Why Choose FidesLux? Because we combine structure and flexibility, experience and innovation. Because we listen before we act. And because behind every balance sheet, merger, or contract, we see people, goals, and potential — and we want them to succeed. 📍 Located in Grono (GR) , operating across Ticino and Switzerland 🌐 www.fideslux.ch 📞 Contact us for a consultation: we speak your language — and your business. FidesLux Sagl. Trust. Vision. Action.

Originally established as a company specializing in project management, design, and technical building management, over the years ADN STUDIO TECNICO SA has expanded its services to include real estate promotion, the design, construction, and sale of single-family homes, villas, multi-family and commercial buildings, as well as the renovation of existing structures. Our team is young, dynamic, and qualified.

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In Ticino a Pazzallo-Lugano, a real authentic ticinese grotto surrounded by the green.The good typical homemade kitchen in a characteristic ambiance. Our kitchen is linked to the territory. For the preparation of the dishes we are always looking for the best products, giving priority to those of our region. The environment surrounding the place where you eat must be able to give the food a special flavor, unrepeatable elsewhere. At the grotto Morchino you find an unique and genuine ambiance. We will do everything to make you feel like at home. Since 1842 the Grotto Morchino is owned by the family Olgiati. Pierluigi Olgiati still keeps alive the tradition of genuine and popular people from Ticino and in particular of Lugano.

Servizio eccellente! Il team è professionale, puntuale e ha superato le mie aspettative. Consigliatissimi

I graduated in 1988 from the former STS, now known as SUPSI, receiving the Maraini and Schindler awards for the highest grades. From 1988 until '93, I worked for several architectural firms in Canton Ticino. In 1993, at the age of 28, I decided to start my own practice. Over the years, I have completed numerous projects, the vast majority for private clients, including single-family homes (new builds or renovations), duplexes, apartment buildings, as well as some public establishments such as bars and shops. I personally oversee the work from design to building delivery. I also provide real estate appraisals for banks, public entities, and private clients. Additionally, I offer project management services for third parties. The decision to open my own studio has proven successful, as it has allowed me to enjoy the freedom that independence offers – freedom of time, choices, opinions, and ideas. During these years, I have developed excellent working relationships, and later friendships, with many individuals. I'm referring to my collaborators, craftsmen, and also my clients, with whom I have remained in contact even after the completion of projects. Despite the undeniable challenges, being an architect is a beautiful profession that I pursue with pleasure, enthusiasm, and professionalism!

We are a radiant and dynamic team. • About Us Founded in 2016, we attach great importance to quality and would like to relieve our customers with our service. We always carry out our services with great care and competence. Flexibility, thoroughness and commitment are our hallmarks. You can rely on quality and trust - that's what we stand for, Casapearls . • Our Services Private and Household Final cleaning in case of change of apartment, Cleaning of the household, Bath cleaning, Kitchen cleaning, Floor cleaning Stairwell cleaning, Bed Linen, Ironing, Window and glass cleaning Office and Commercial Areas Maintenance cleaning, Window cleaning, Cleaning at the end of the construction phase, Final cleaning after removal Custodian service House / Apartment / Holiday home Arrival and departure formalities, Cleaning at change of tenant, Window cleaning, Spring-clean, Intermediate cleaning of all kinds, Basic cleaning of all kinds, Renovation works, Custodian service, Small repairs Our Prices The following additional costs are already included in the hourly wage: Arrival and departure Lugano Centre and Locarno Centre free up to 5km, then Fr 5.90 per each10km. - Key insurance - liability insurance - accident insurance - accident travel insurance So there will be no further costs for you, the billing is fair per each 15 minutes. We will be happy to make you an offer after a free consultation and inspection, please visit our website www.casapearls.ch WE SPEAK ENGLISH, GERMAN, ITALIAN AND FRENCH! PARTNER OF TRUSTPILOT http://ch.trustpilot.com/review/casapearls.ch

There is no good architecture without a love for beauty and an understanding of its importance, without humanistic culture and a deep interest in nature and people, without experimentation and continuous research. This is what a humanist from another era once wrote. This aphorism summarizes the philosophy that underpins our daily work. An architectural project cannot be conceived without first thinking about people and nature, without first understanding the environment of a city. The uniqueness of our work lies in understanding the needs and requests of the client, guiding them through all the evolutionary phases of the project, and PROVIDING SOLUTIONS . Our greatest joy is seeing a satisfied client at the end of the design process. Our clients recognize us for : • Great availability and friendliness • Seriousness, competence, and reliability • Specialists in complex projects considered impossible by others • Specialists in Minergie and ecological architecture • Consultancy for public and private entities , assisting in the public procurement phase according to the LCpub law and RLCpub regulations • Specialists in the new design method based on BIM (Building Information Modeling), BIM Manager & BIM Coordinator. 📞 Contacts

“What if today is the right day?” Turn to NEMA Fiduciary, founded by Nero Maria Pia, born in Arbedo-Castione and with extensive experience between Lugano and Bellinzona, to support your company in accounting, tax, and administrative matters. NEMA was born from the desire to offer concrete and competent support to local small and medium-sized enterprises (SMEs). The company stands out for its transparency, operational simplicity, and a direct approach, always focused on mutual trust and client growth. With NEMA, you find a dynamic, modern fiduciary, constantly updated, combining technical precision with personal attention. Want to know more? Let's meet for a coffee: I'll share my story and look forward to hearing yours. Our Fiduciary Services 📌 Company Formation and Start-Up Support Analysis of the most suitable legal form (LLC, SA, sole proprietorship, etc.) Complete assistance in opening business bank accounts Advice on social insurance matters Support in drafting the company's organizational plan 📊 Accounting for SMEs and Sole Proprietors Complete management of general accounting Verification and control of the client's internal accounting Preparation of VAT returns (quarterly or semi-annually) Drafting of the annual balance sheet and income statement 👥 Personnel Management Monthly payroll processing Quarterly withholding tax reports Annual AVS, LPP, LAINF, health insurance declarations Application of collective labor agreements (CLA) Notifications of employee hiring and termination Preparation of salary certificates and tax attestations Assistance in obtaining work permits 💼 Tax Consulting for Individuals and Companies Preparation of tax returns for individuals and legal entities Assistance with voluntary disclosure procedures Handling tax complaints and representation before authorities Recovery of withholding tax Advice on taxation of real estate gains 📦 Customized Accounting Packages Basic Package – up to 250 invoices received per year General accounting Quarterly or semi-annual VAT return Annual balance sheet preparation Tax declaration Consulting billed separately Intermediate Package – up to 500 invoices received per year All services of the basic package 2 hours of consulting included per year Advanced Package – up to 1000 invoices received per year All services of the intermediate package 4 hours of consulting included per year Quarterly and annual balance sheets Comprehensive tax declaration management 👩‍💼 Personnel Management Packages Monthly payroll Quarterly withholding tax reports Annual AVS, LPP, LAINF, health insurance declarations Employee entry/exit notifications Annual salary certificates Withholding tax attestations 🧭 Types of Consulting Accounting consulting Support in internal accounting management Periodic review of self-managed accounting Human resources consulting Drafting employment contracts Assistance with hiring and obtaining work permits Tax consulting Assistance with ordinary and extraordinary tax matters Tax complaints, representation, and voluntary disclosures Support in preparing TUI forms (real estate gains)